AZ INSURANCE TEAM BLOG

Climate change is no longer a distant concern or a myth to disprove. From increasing risks of floods and wildfires, to rising sea levels,...

It should be very difficult for your insurance company to cancel your policy without your knowledge. But there are a few different...

Insurance is very confusing. And it is impossible for you to review every piece of your policy before it begins. Over the last decade of...

Insurance is a very nuanced industry. Understanding the differences in your coverage is crucial, especially with potential liabilities on...

When considering the many options that come with life insurance, a common question comes up a lot: does life insurance cover overdoses?...

When you purchase an insurance policy, there's often a gap between the moment you apply and when the policy is officially issued. A...

An insurance broker is a professional who acts as an intermediary between clients and the hundreds of insurance companies. Their job is...

The second that you take your new car off the lot, the car begins to depreciate. Over time it will continue to lose value, gap coverage...

Insurance fraud is when someone deceives their insurance company for financial gain. There are many different types of insurance fraud...

When running a business that involves working with independent contractors, understanding additional insured is important to making sure...

Umbrella insurance is extra liability coverage that provides protection beyond your initial insurance limits. Umbrella insurance is an...

A deductible is how much money you will have to pay out of pocket before your insurance covers the rest of a claim. A deductible also...

What is an insurance deductible? A deductible is a portion of the amount paid by the person responsible for the loss. All insurance...

Do I Need Business Insurance if I Work from Home? These days it seems like everyone has a side job, that’s because 29% of workers have...

Life can be unpredictable and the law can be complicated. LegalShield created a model for legal coverage to simplify things for you.

Having an independent agent is an efficient, valuable decision that will always have your best interest at heart.

We have been asked if there is coverage for Coronavirus (COVID-19) claims under our Business Owners Policy (BOP). Our current perspective...

Many people are not aware of what it means to work with an insurance broker. Insurance brokers offer a service with many benefits. An...

Charlotte Burr, owner of AZ Insurance Team, talks about the common mistakes that people make when filing an insurance claim. As an...

Not only does having good credit help when you’re looking to buy your own home or a new car, but it also can help lower your premiums....