When do you File a Claim on a Homeowners Policy?
There are a few different situations in which it would be recommended to file a claim. Property Damage - If your home is damaged by...
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AZ INSURANCE TEAM BLOG
Charlotte Burr
Oct 282 min read
Why would my Insurance Company Cancel my Policy?
It should be very difficult for your insurance company to cancel your policy without your knowledge. But there are a few different...
Charlotte Burr
Oct 232 min read
Common Mistakes that People Make when Applying for Insurance?
Insurance is very confusing. And it is impossible for you to review every piece of your policy before it begins. Over the last decade of...
Charlotte Burr
Oct 212 min read
Why is my Insurance Coverage Different from the Price of my Home?
A question that we get a lot at AZ Insurance team is; Why is my home insured for a different number than the price of my home? There are...
Charlotte Burr
Oct 162 min read
Why are my Home Insurance Premiums Rising?
Home insurance rates in 2023 went up about 25% in Arizona, in 2024 we have seen a jump of up to 40% increase in rates for homeowners...
Charlotte Burr
Oct 73 min read
What are the Different Types of Homeowners Insurance?
Knowing which type of Homeowners Insurance can be more difficult and confusing than it needs to be. That is why understanding the...
Charlotte Burr
Sep 251 min read
What are Vanishing Deductibles
What is a vanishing deductible? A question that we get here at AZ Insurance Team a lot. In todays blog we will be answering this...
Charlotte Burr
Sep 162 min read
What to do if your Package is Stolen?
Over the last 5 years or so, the theft of packages off of peoples front porches has grown exponentially. Although we would all love to...
Charlotte Burr
Sep 112 min read
How Do Percentage Deductibles Work on a Home Policy?
Deductibles are confusing as it is, let alone when you start adding on percentage deductibles. We understand that you do not have the...
Charlotte Burr
Sep 42 min read
Is Renter's Insurance Required In Arizona?
Renter's insurance can be a confusing topic. Is it required by the state? Or is it just on a case-by-case basis? In todays' blog we will...
Charlotte Burr
Sep 22 min read
What is a Fix and Flip?
Fix and Flip insurance can be difficult to understand. The differences between homeowners insurance and fix and flip insurance can be...
Charlotte Burr
Aug 282 min read
What is Service Line Coverage?
Todays' blog will be going over Service Line Coverage is an add- on to your homeowners coverage. It covers the cost of repairing or...
Charlotte Burr
Aug 261 min read
Do I Need Loss Assessment Coverage?
Loss Assessment Coverage is only added to your policy when your house or condo is part of a Homeowners Association or HOA for short. If...
Charlotte Burr
Aug 192 min read
Understanding Liability Insurance: Are Workers' Injuries on Your Property Covered?
Insurance is a very nuanced industry. Understanding the differences in your coverage is crucial, especially with potential liabilities on...
Charlotte Burr
Aug 142 min read
Is Water Damage Covered by Homeowners Insurance?
Most homeowners insurance policies do cover some types of water damages . For example, your homeowners insurance policy will cover sudden...
Charlotte Burr
Aug 72 min read
Does Homeowners Insurance Cover Mold?
Mold can come in many different forms. But in every situation it is a pain for the homeowners, it can cause extensive damage to the...
Charlotte Burr
Jul 292 min read
Smart Strategies to Cut Down on Homeowners Insurance Costs
There is always untold expenses in your annual budget. Make sure that you are getting the best available policy for your homeowners...
Charlotte Burr
Jul 242 min read
Understanding Binder Insurance: Bridging the Gap to Full Coverage
When you purchase an insurance policy, there's often a gap between the moment you apply and when the policy is officially issued. A...
Charlotte Burr
Jul 222 min read
Why Your Roof's Age and Material Matter to Your Home Insurance
Your roof plays a critical part in whether or not an insurance company will be willing to cover your home for a reasonable price....
Charlotte Burr
Jul 172 min read
Insurance Brokers: Your Guide to Finding the Best Coverage
An insurance broker is a professional who acts as an intermediary between clients and the hundreds of insurance companies. Their job is...
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