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AZ INSURANCE TEAM BLOG


Is Water Damage Covered by Homeowners Insurance?
Most homeowners insurance policies do cover some types of water damages . For example, your homeowners insurance policy will cover sudden...
Charlotte Burr
Aug 14, 20242 min read


Does Homeowners Insurance Cover Mold?
Mold can come in many different forms. But in every situation it is a pain for the homeowners, it can cause extensive damage to the...
Charlotte Burr
Aug 7, 20242 min read


Smart Strategies to Cut Down on Homeowners Insurance Costs
There is always untold expenses in your annual budget. Make sure that you are getting the best available policy for your homeowners...
Charlotte Burr
Jul 29, 20242 min read


Understanding Binder Insurance: Bridging the Gap to Full Coverage
When you purchase an insurance policy, there's often a gap between the moment you apply and when the policy is officially issued. A...
Charlotte Burr
Jul 24, 20242 min read


Why Your Roof's Age and Material Matter to Your Home Insurance
Your roof plays a critical part in whether or not an insurance company will be willing to cover your home for a reasonable price....
Charlotte Burr
Jul 22, 20242 min read


Insurance Brokers: Your Guide to Finding the Best Coverage
An insurance broker is a professional who acts as an intermediary between clients and the hundreds of insurance companies. Their job is...
Charlotte Burr
Jul 17, 20242 min read


Gap Coverage Explained: How It Protects Your Finances
The second that you take your new car off the lot, the car begins to depreciate. Over time it will continue to lose value, gap coverage...
Charlotte Burr
Jul 8, 20242 min read


Why You Need a Vacancy Endorsement for Your Vacant Property
What is a Vacancy Endorsement? A Vacancy Endorsement covers your home during times where the property is vacant. A vacancy endorsement...
Charlotte Burr
Jul 3, 20242 min read


A Homeowners Guide to Safely Owning and Insuring A Pool
Since 2020, pool injuries and deaths have been on the rise. So, it is important to make sure that you are taking the necessary safety...
Charlotte Burr
Jul 1, 20242 min read


Unveiling Insurance Fraud: What It Is and How to Spot It
Insurance fraud is when someone deceives their insurance company for financial gain. There are many different types of insurance fraud...
Charlotte Burr
Jun 26, 20242 min read


Homeowners Insurance and Wildfires: Are You Protected?
Does homeowners insurance cover wildfires? The short answer is yes. Standard homeowners insurance policies typically cover damage caused...
Charlotte Burr
Jun 24, 20241 min read


Top 4 Precautionary Tips to Weather the Monsoon Season
With monsoon season approaching, it is important for Arizona residents to prepare themselves for the unexpected. Here are 4 safety tips...
Charlotte Burr
Jun 19, 20241 min read


Choosing an Insurance Agent: Captive vs. Independent Agents Explained
If you are buying or changing insurance, you will be working with either a captive agent or an independent agent. It is important to know...
Charlotte Burr
Jun 17, 20241 min read


How to Best Protect your Company When Using Independent Contractors
When running a business that involves working with independent contractors, understanding additional insured is important to making sure...
Charlotte Burr
Jun 12, 20242 min read


When is the right time to file a Homeowners Insurance Claim?
Filing a homeowners insurance claim should be done strategically as it has many consequences. Below is a comprehensive guide not only for...
Charlotte Burr
May 31, 20242 min read


Does it Make Sense to Bundle Home and Auto?
Insurance bundling involves when someone buys 2 or more policies from the same insurance provider to obtain a "bundling discount". This...
Charlotte Burr
May 21, 20241 min read


What is an Umbrella Policy?
Umbrella insurance is extra liability coverage that provides protection beyond your initial insurance limits. Umbrella insurance is an...
Charlotte Burr
May 15, 20242 min read


Why is my House Insured for Less Than it is Worth?
Have you ever wondered why your home insurance policy covers less than the total value of your property? The answer lies in understanding...
Charlotte Burr
May 8, 20241 min read


House Vacant for 60+ Days? Here's What to Expect from Your Insurance Policy
Here is a guide on what to expect from your insurance policy if you have a house vacant for over 60 days and what is covered vs what is...
Charlotte Burr
May 6, 20242 min read


Navigating the Process of Switching Home Insurance Policies
Congratulations! You have found a new insurance broker that gives you the best possible deal on homeowners insurance like AZ Insurance...
Charlotte Burr
Mar 27, 20242 min read
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