top of page
AZ INSURANCE TEAM BLOG


How to Best Protect your Company When Using Independent Contractors
When running a business that involves working with independent contractors, understanding additional insured is important to making sure...
Charlotte Burr
Jun 12, 20242 min read


When is the right time to file a Homeowners Insurance Claim?
Filing a homeowners insurance claim should be done strategically as it has many consequences. Below is a comprehensive guide not only for...
Charlotte Burr
May 31, 20242 min read


What is an Umbrella Policy?
Umbrella insurance is extra liability coverage that provides protection beyond your initial insurance limits. Umbrella insurance is an...
Charlotte Burr
May 15, 20242 min read


Understanding Loss of Use Coverage: A Guide for Homeowners
Loss of use coverage also known on insurance statements as coverage D gives you financial reimbursement when your home or apartment is...
Charlotte Burr
Mar 13, 20242 min read


Standard Dwelling Coverage VS Extended Dwelling Coverage
When buying homeowners insurance, it is easy to get confused by all of the insurance terminology. Today we will be talking about a...
Charlotte Burr
Feb 28, 20242 min read


Understanding Insurance Deductibles: How They Impact Your Coverage
A deductible is how much money you will have to pay out of pocket before your insurance covers the rest of a claim. A deductible also...
Charlotte Burr
Feb 26, 20241 min read


Homeowners Insurance: Understanding Actual Cash Value vs Replacement Cost
Homeowners insurance is different and customizable for every person so it is important to know what your home insurance is covering. To...
Charlotte Burr
Jan 31, 20242 min read


Insurance Deductibles
What is an insurance deductible? A deductible is a portion of the amount paid by the person responsible for the loss. All insurance...
Paridhi Saboo
Jul 6, 20221 min read


Do I Need Business Insurance if I Work from Home?
Do I Need Business Insurance if I Work from Home? These days it seems like everyone has a side job, that’s because 29% of workers have...
AZ Insurance Team
Nov 2, 20202 min read


Why You Should Join Legalshield
Life can be unpredictable and the law can be complicated. LegalShield created a model for legal coverage to simplify things for you.
AZ Insurance Team
Oct 21, 20202 min read


4 Reasons You Should Choose An Independent Agent
Having an independent agent is an efficient, valuable decision that will always have your best interest at heart.
AZ Insurance Team
Sep 8, 20202 min read


Does Business Insurance Cover Interruptions Due to a Pandemic?
We have been asked if there is coverage for Coronavirus (COVID-19) claims under our Business Owners Policy (BOP). Our current perspective...
Charlotte Burr
Mar 23, 20202 min read


What is an insurance broker?
Many people are not aware of what it means to work with an insurance broker. Insurance brokers offer a service with many benefits. An...
AZ Insurance Team
Jan 13, 20202 min read


Does homeowners insurance cover home renovation projects?
There are a lot of things you usually do before kicking off a home renovation project. Whether you're planning a home addition or want to...
AZ Insurance Team
Oct 22, 20192 min read


Fix and Flip
Turning a quick profit entices many people to consider house flipping, which involves buying a house or property with the intention of...
AZ Insurance Team
Sep 27, 20193 min read


Understanding Vacancy Endorsement: Protecting Your Vacant Property
A Vacancy Permit is an endorsement added to a homeowner policy that extends your home insurance to maintain coverage and insure the...
AZ Insurance Team
Aug 30, 20192 min read


Insuring my Home During a Renovation
As the weather starts to improve, many homeowners start planning major remodeling or renovation projects. Some people hire a general...
AZ Insurance Team
Aug 23, 20192 min read


Common Mistakes that People make when filing an Insurance Claim
Charlotte Burr, owner of AZ Insurance Team, talks about the common mistakes that people make when filing an insurance claim. As an...
Aarthi Ram
Jul 31, 20192 min read


The Surprising Ways Your Credit Scores Affects Your Insurance Costs
Not only does having good credit help when you’re looking to buy your own home or a new car, but it also can help lower your premiums....
Aarthi Ram
Jul 16, 20192 min read


Broker vs. Agent. What's the difference?
People are often confused by the difference between an insurance agent versus an insurance broker. Who does what? Which one should I...
Aarthi Ram
Jul 1, 20191 min read
bottom of page