Spring Clean Your Insurance: A Fresh New Look At Your Coverage
- Charlotte Burr
- Mar 20
- 2 min read
March not only welcomes a new season of blooming flowers and warmer temperatures, but also brings new opportunities. Just as you tidy up your home for spring, it’s also the perfect time to tidy up your insurance coverage. Take a moment to review your coverage and ensure you’re fully protected, so you can spring into life with peace of mind.
Key Areas to Review in Your Insurance Policies
Home Insurance
Have you made any home renovations or purchased any expensive items like appliances or jewelry? Now is a great time to update your coverage. Spring weather can also bring new risks, such as floods, hailstorms, or tornados. Inflation causes rising costs of property materials, such as wood and metal, which can drive up the value of your home and make repairs more expensive, potentially leaving you underinsured if your coverage isn't updated accordingly. Don’t let spring fever distract you, make sure your home and belongings are fully covered for whatever the season may bring.
Auto Insurance
New cars, boats, or motorcycles? Exciting, yes—but don’t forget to double check if your policy is updated to cover any changes. Purchasing a new vehicle or making modifications may alter your coverage needs, so it's important to notify your insurance company within a few days. What could have been enough in the past might not be enough now. Ready for all of life’s adventures? Before you set off, perform any inspections or checks on all vehicles. Whether it’s your car, motorcycle, or boat, doing regular maintenance helps protect you from preventable accidents.
Life Insurance
Just like how the flowers are blooming, your family may be growing, too. Spring is a great time to review your life insurance policy and make sure your beneficiaries are up to date. Lifestyle creep is a common experience that many don't realize can affect their insurance. It occurs when your income increases and your standard of living rises, meaning you may need higher coverage to protect your upgraded lifestyle. Family dynamics shift over time, and your policy should reflect those changes.
Stopping to smell the flowers helps us appreciate the present, but reviewing your insurance helps protect your future. Dedicating an afternoon or just a few hours to update your policy could save you money and prevent unexpected gaps in your coverage when you need it most. Get started today with AZ Insurance Team—we’re here to guide you through every season with expert advice and coverage that fits your life.
Independent insurance brokerage located in Tempe, AZ. We offer auto insurance, homeowners insurance, life insurance, renters insurance, commercial insurance…
Disclaimer: Coverage will vary on state, insurance company, and type of policy
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